Claims denied on a technicality
Bonds usually carry conditions about moisture, conducive conditions, and access. Those conditions are where denials are made, and they are often first raised at claim time.
What tends to go wrong, what it usually points at, and what your options are when the business that did the work won't put it right.
Bonds usually carry conditions about moisture, conducive conditions, and access. Those conditions are where denials are made, and they are often first raised at claim time.
Annual renewal typically requires an inspection. Where no report exists for a year that was paid for, the guarantee was being funded and not maintained.
The two are very different products at a similar price. Which one you hold is determined by the contract, not by what the salesperson described.
Document what you were promised and what you got, keep every invoice and message, and photograph everything before anyone “fixes” it. Whatever route you take from there, whether talking to the business yourself, a licensed attorney, or us, the case rests on that record.
Tell us what happened and we'll tell you whether it's something we can help with.
Would rather read first? How the process works or start the full application.